The Financial Wellbeing Platform is a comprehensive solution aimed at improving employees' financial health, thereby boosting organizational productivity, retention, and engagement. It offers practical tools and services structured around three core pillars: short-term financial management, medium-term planning, and long-term security. Key features include tracking shifts, pay, and spending to enable better financial choices; budgeting tools to help employees create and adhere to financial plans; flexible pay options allowing employees to access up to 50% of their earnings before payday; and a rewards program offering discounts and cashback. Additionally, it assists employees in finding and claiming government benefits they are entitled to. For long-term security, the platform provides workplace savings with competitive interest rates and workplace loans for larger purchases, alongside financial coaching and personalized reward recommendations. The platform also helps users find and consolidate lost pensions. For employers, an Employer Dashboard offers real-time insights into benefit usage and impact, allowing for data-driven improvements to financial wellbeing strategies. The platform integrates securely with payroll, HR, and time and attendance systems, with 24/7 support provided for both employers and employees.

Features & Benefits

• Track: Consolidates shifts, pay, and spending for informed financial decisions.
• Budget: Enables employees to set and maintain financial plans.
• Pay: Offers access to up to 50% of earnings before payday.
• Rewards: Provides discounts and cashback to increase purchasing power.
• Claim: Helps employees identify and claim eligible government benefits.
• Workplace Savings: Facilitates auto-saving from wages with competitive interest rates and no fees.
• Workplace Loans: Offers favorable rates for funding significant life purchases.
• Coach: Delivers personalized financial coaching and reward recommendations.
• Find & Combine: Locates and consolidates multiple pension pots for greater control.
• Employer Dashboard: Provides anonymized usage data and trends to measure impact and inform strategy.