Exposure Manager

Exposure Manager (XM) is CyberCube’s portfolio-level cyber risk assessment platform designed for insurers, reinsurers, and brokers. It transforms fragmented cedant or portfolio data into strategic insights, enabling stakeholders to evaluate cyber risk quality, forecast performance, and benchmark portfolios with precision. XM sets a new standard for cyber health analytics by blending firmographic, technographic, and policy data into a unified view.

Features

• Portfolio health scoring based on validated cyber incident data
• Granular single-risk metrics translated into strategic portfolio insights
• Peer and segment benchmarking for pricing and risk assessment
• Transparent data signals to validate underwriting strategies
• Interactive UI and API integration for seamless workflow adoption
• 1–100 risk scores segmented by exposure and security posture
• Comparative analysis across cedants, books, and custom benchmarks
• Scenario-based forecasting and performance tracking

Capabilities

• Quantify and compare portfolio risk quality across geographies and segments
• Validate cedant submissions with objective, data-driven metrics
• Support treaty pricing and renewal decisions with predictive analytics
• Integrate insights into underwriting workflows for real-time decision-making
• Monitor strategy execution across underwriting teams and books
• Identify blind spots and emerging exposures in cyber portfolios
• Enable reinsurers to audit and benchmark treaty risk independently

Benefits

• Enhances underwriting discipline with standardized, quantifiable data
• Improves capital allocation and pricing strategies
• Reduces reliance on narrative-driven submissions
• Accelerates onboarding and insight delivery for faster impact
• Strengthens portfolio resilience against systemic cyber threats
• Facilitates transparent, data-informed conversations with cedants
• Supports sustainable growth in the cyber insurance market