Overview

Earnix Enterprise Rating Engine is a cloud-based SaaS solution that enables insurance companies to calculate, personalize, and deliver prices and products in real time. It combines automation, AI/ML, and advanced analytics to modernize enterprise-wide pricing processes, strengthen governance, and enable fast, data-driven decision-making.

Features & Capabilities

• Real‑Time Pricing & Deployment: Automated deployment and routing of rates to digital touchpoints with low latency.
• AI / Machine Learning Integration: Seamless integration of ML models to optimize prices and continuously adjust them based on data.
• Simulation & Scenario Planning: Allows what-if analyses and scenario planning before models go live.
• Governance & Compliance: Full transparency of the rating process, with audit trails, reporting tools, and governance structures.
• Automation of Deployment Processes: Decision-making processes are automated, deployment accelerated, and manual errors reduced.
• Extensible Cloud Architecture: Scalable cloud infrastructure enables enterprise-wide personalization and dynamic pricing.
• Model & Data Management: Tools for managing data, models, versioning, and monitoring model performance.
• Self-Learning / Continuous Optimization: The system learns from market feedback and automatically adjusts prices to optimize performance.
• Sprint-to-Value Deployment: Iterative rollout allows quick value realization within months.
• Regulatory Filing Support: Supports compliance and auditability of rating decisions.
• Integration with External Rating Data Sources: Enables direct use of external rating content and efficient updating of regulatory content.