Overview

SabPaisa is an RBI‑authorised hybrid payments platform that enables businesses to collect online and offline payments securely, including recurring payments via eNACH e‑mandates to automate billing cycles and strengthen cash flow. It combines multiple payment instruments (UPI, cards, wallets, net banking, cash counters) into a unified system with one integration, advanced dashboards, and APIs for streamlined payment collection, reconciliation, and subscription management.

Features and Capabilities

• Core Payments & Infrastructure:
  • Unified online & offline payment acceptance across debit/credit cards, UPI, net banking, and wallets for versatile payment processing.
  • PCI DSS, ISO & SSL compliance with RBI authorisation for secure transactions and data protection.
  • Integration kits, SDKs, and sample code for rapid onboarding across websites, mobile apps, and platforms.
  • All‑in‑one business dashboard showing real‑time transactions, settlements, and analytics.
• Recurring Payments & eNACH:
  • eNACH automation for recurring billing via e‑mandates, eliminating manual collections.
  • NPCI‑approved mandate creation and processing with automatic retries and notifications.
  • Dashboard insights into subscription statuses, mandate performance, and collection success rates.
• Additional Payment Tools:
  • Payment Links & QwikForm – create shareable or embedded payment forms without a website.
  • B2B e‑Collect – virtual account number (VAN)‑based secure B2B collections.
  • Payouts API – bulk or scheduled payouts to vendors, partners, and customers.
• Developer & Merchant Experience:
  • Sandbox and UAT support for testing integrations before go‑live.
  • Merchant onboarding with managed KYC processes and account support.