Revolutionize Recurring Payments

Navigate the complexities of recurring payments with Perfios’ eNACH API. Designed to simplify mandate management, our solution ensures that your recurring payments, collections, and settlements are automated, accurate, and timely.

Verification Process

Mandate Registration

The customer registers their eMandate at the destination bank through an eNACH service provider. The mandate details are then sent to the sponsor bank, NPCI, and various destination banks for confirmation

Debit Sheet Generation and Fund Transfer

Post-registration, a debit sheet with mandate details is generated and shared with the involved banks. The allocated amount is debited from the destination bank and transferred through NPCI to the sponsor bank and finally to the corporate account.

Benefits

High Transaction Volume Handling

eNACH systems are designed to handle high-volume, low-value transactions efficiently, processing millions of transactions daily.

Enhanced Success Rates

The automation and standardization of the eNACH process have led to a significant reduction in transaction failures, with success rates soaring above 95%.

Customer Retention

Businesses utilizing eNACH have reported an increase in customer retention rates, attributing this to the seamless and non-intrusive nature of automated debits.

Why Perfios' eNach?

Automated Efficiency

Streamline your debit and credit workflows, significantly reducing the time and resources spent on recurring transactions.

Compliance and Security

Rigorously designed to meet NPCI guidelines, ensuring that every transaction is not just seamless but also secure.

Real-time Tracking

Stay informed with real-time updates and tracking of mandate statuses, ensuring transparency and control over your financial operations.