Overview

EmbedPro is Riskcovry’s embedded-insurance solution that lets platforms and businesses integrate contextual insurance into existing user journeys with minimal friction. It provides a unified API and configurable product manager to offer tailored covers (for loans, e-commerce purchases, rent protection and more), automate policy issuance, handle insurer connectivity and compliance, and surface insurance offers contextually at the point of transaction. EmbedPro is positioned to reduce manual workflows and speed time-to-market for insurers, banks, fintechs and digital platforms looking to add insurance as a native experience.

Features and Capabilities

• Integration & Delivery: Seamless API-first integration enabling embedding of insurance offers directly into checkout, loan flows, or service journeys; supports quick configuration and rollout.
• Product Configuration: Central product manager to create, bundle, and configure borrower-cohort or transaction-specific insurance offerings without heavy engineering.
• Insurer & Product Aggregation: Access to multiple insurers and pre-built insurance products so partners can select and present appropriate covers natively.
• Policy Issuance & Lifecycle: Automated policy generation, digital issuance, and lifecycle handling (issuance, endorsements, claims routing) to minimise manual operations.
• Contextual Offer Logic: Rules and contextual triggers to show the right cover at the right moment (e.g., loan disbursal, cart checkout, rent payment), improving conversion and relevance.
• Compliance & Documentation: Built-in compliance support and documentation flows to meet insurer/regulatory requirements across distribution partners.
• Analytics & Reporting: Reporting and dashboards for partner performance, take-rates, revenue, and insurer settlements to track embedded insurance KPIs.
• Use Cases & Templates: Pre-configured templates and common use cases (loan-linked covers, rent protection, purchase protection) to accelerate deployments.
• Developer Experience: Developer-friendly docs, sandbox environment and sample workflows to enable faster proofs-of-concept and integrations.