Document Vault

Organize, access, and protect critical documents in one place. Give your team full control over collection, storage, and access of customer documents — whether for reviews, new credit applications, or managing exists accounts.

One Secure Vault. Total Visibility. No more paperwork piles. Bectran automatically centralizes your document management process, keeping everything in one place throughout the customer lifecycle. Use AI-powered document analysis and set up reminders for document expiration.

Control User Access and Restrictions Protect sensitive information with built-in access controls and utilize established User Roles. Restrict or authorize visibility into PII or other critical information gathered on the platform from customers, or 3rd parties (i.e. Credit Bureaus, References, Insurance Providers, etc.).

• Enhanced data protection for sensitive files
• User-specific permissions to restrict access
• 2-factor authorization for document updates

Automate Document Requests During application reviews or account updates, request missing documents directly through the platform.

• Trigger email requests with one click
• Customers can upload documents through their portal
• Simple and easy customer experience for fast updates

Built for Compliance and Convenience Whether you’re managing high volumes or simply want more control, keep your process compliant, centralized, and audit-ready.

• Unified view of all documents and certificates across credit, accounts, and hierarchies, enabling easy lookup
• Maintain a live trail of internal and customer activity through our extensive audit logs
• Document validation and fraud alerts trigger when documents and files show suspicious activity

Features

• Universal Data Core: Centralizes credit bureau data, financials, trade references, and fraud alerts in one interface.
• AI-Embedded Workflows: Automates credit decisioning and risk analysis for faster, more accurate approvals.
• Custom Policy Enforcement: Applies rule-based credit policies across regions, teams, and customer segments.
• Real-Time Collaboration: Aligns credit, sales, and operations with shared dashboards and task visibility.
• ERP/CRM Integration: Syncs with existing systems for seamless data flow and operational efficiency.