FIS® Digital One™ Commercial (formerly Dragonfly Universal Online Banker) is a digital banking platform featuring open APIs, specifically designed to serve an entire business customer base. It delivers digital-first business banking services at scale, incorporating market-leading payments functionality and a vast API library. The platform's extensive product capabilities, robust security features, and options for branding and customization by customer type allow financial institutions to offer advanced benefits that previously required significant investment. Its 100% open API-driven services ensure future flexibility for marketplace, partner, and customer integrations. Operating within the broader FIS Digital One ecosystem, it provides a comprehensive suite of feature-rich, highly configurable digital banking solutions, ensuring convenient and consistent experiences across all banking channels. The platform empowers institutions to optimize their digital user experience by aligning delivery options with customer demands, increase efficiency with out-of-the-box user interfaces for desktop and mobile, and maintain control over the customer experience through APIs, UX components, and microservices. It also facilitates brand integration directly into customer workflows and fintech apps, making banking more accessible. Digital One Commercial is designed to support diverse capabilities across various business segments, offering an intuitive, feature-rich platform that provides the right services for all business segments served by the financial institution.

Features & Benefits

• Scalable Digital-First Services
  • Delivers digital-first business banking services at scale with market-leading payments functionality and a vast API library.
• Open API-Driven Flexibility
  • Provides 100% open API-driven services for future flexibility in marketplace, partner, and customer integrations.
• Optimized User Experience
  • Offers delivery options that align with customer demands, increasing efficiency with a full-featured, out-of-the-box user desktop and mobile app interface.
• Customizable User Interface Control
  • Enables financial institutions to develop their own user interface and maintain control over the customer experience via APIs, UX components, and microservices.
• Seamless Brand Integration
  • Allows embedding of the institution's brand directly into customer workflows or common fintech apps for accessible banking.
• Support for Diverse Business Segments
  • Provides an intuitive, feature-rich digital commercial banking platform designed to offer appropriate services for all business segments served.