Overview

INFOPRO’s Digital Onboarding is a solution tailored for banks and financial institutions to acquire and onboard customers remotely with minimal friction. It integrates automated identity verification (eKYC), biometric checks, document upload, liveness checks, and AI‑embedded credit scoring to help institutions validate users, perform AML / sanction screening, and approve accounts or credit applications swiftly. The goal is to reduce manual intervention, improve turnaround times, and ensure regulatory compliance while delivering a smooth user journey.

Features and Capabilities

• **Identity & Document Verification: **Support for national IDs, passports, driving licenses etc. The system validates security features and extracts user data automatically.
• **Biometric & Selfie Matching: **Matching of submitted selfie image with ID photo using facial recognition, tolerant to variations (glasses, hairstyle, aging).
• **Liveness / Anti‑spoofing Checks: **Ensures user is a live person versus a static image (video challenge, motion).
• **AML / Sanction Screening: **Checks name against sanction / watch lists to ensure compliance with anti‑money laundering (AML) requirements.
• **AI Credit Scoring / Decisioning: **Embedded AI modules allow credit assessments or decisions without human intervention, enabling instant approvals in some workflows.
• **Document Upload & eSignature: **Users can upload required documents and sign digitally for a paperless onboarding journey.
• **Fast Onboarding Flow (<5 minutes): **Designed to complete customer onboarding in under 5 minutes in optimal conditions.
• **Remote & Digital‑first Experience: **Fully remote onboarding to support branchless / digital banking models.
• **Compliance across Jurisdictions: **Configurable to support local regulations for KYC, AML, different identity document standards.
• **Scalability & Integration: **Intended to integrate with core banking systems, risk & compliance modules, third‑party identity services, APIs etc.