Akulaku's digital banking platform provides a universal solution for secure online issuance and activation of debit and credit cards, incorporating multi-source data integration and comprehensive verification strategies. The platform features a full-process management plan for online loan applications, verification, and post-loan services, supported by a robust risk control system. Users benefit from flexible arrangements for deposit products with varying scales, maturities, interest rates, and calculation cycles. Additionally, the platform offers integrated multi-channel fund distribution and collection capabilities, with flexible routing strategies and fee configurations. Akulaku's technological infrastructure includes multiple data centers in Indonesia, high concurrent processing capabilities, and a distributed microservices architecture, ensuring high availability, reliability, and compliance with regulatory requirements.

Features:

• Online Debit/Credit Card Issuance: Secure online issuance and activation of debit and credit cards with comprehensive verification strategies.
• Digital Loan Management: Full-process management for online loan applications, verification, and post-loan services with a robust risk control system.
• Smart Deposit Services: Flexible arrangements for deposit products with various scales, maturities, interest rates, and calculation cycles.
• Integrated Fund Management: Multi-channel fund distribution and collection with flexible routing strategies and fee configurations.
• Advanced Technology Infrastructure: Multiple data centers, high concurrent processing capabilities, and a distributed microservices architecture ensuring high availability and reliability.