Overview

The product, named “Dealer Funding” (by Indus Software Technologies), provides financial institutions with a robust system to manage dealer network funding, revolving loans, inventory monitoring and repayments. It enables setup of credit lines for dealers, continuous draw‑downs, repayments, and performs audits at dealer locations. The engine is configurable to support varying interest rates, credit‑free periods and line‑end days per dealer relationship, and supports inventory‑level tracking of disbursements. The module interfaces with OEMs for direct funding, links with retail systems to adjust disbursement, manages invoices and statements of account, and is designed for large dealer networks and captive finance operations.

Features and Capabilities

• Credit‑Line Setup & Management: Enables configuring credit limits for each dealer, specifying credit‑free periods, interest rates, repayment terms, termination days.
• Integration with OEM/Manufacturer Funding: Seamless interfacing with original equipment manufacturers for direct funding to captive finance entities or dealer networks.
• Request & Disbursement Workflow: Receives dealer requests, performs due diligence and authorises disbursement based on configured criteria.
• Inventory‑Level Monitoring: Tracks disbursement at the granular inventory level (e.g., funded vehicles) and ties dealer borrowings to inventory assets.
• Interface with Retail Systems: Links with retail/disbursement systems to adjust, monitor or validate funded assets as part of the dealer funding lifecycle.
• Invoice Management & Tracking: Generates and tracks invoices to dealers, manages repayment flows and statements of account.
• Stock Audit Module: Facilitates periodic audits at dealer premises, monitors asset location and status, triggers actions based on audit findings.
• Open Architecture & Cloud‑Ready Deployment: Built with flexible architecture supporting mobility, multi‑location/international deployment, and cloud‑ready infrastructure.
• Business Reporting & Risk Engine: Offers business‑reporting dashboards, exposure monitoring and integrated risk engine tailored for dealer funding operations.
• Mobility & Internationalisation: Supports mobile workflows for dealer network operations, multi‑currency, multi‑language, and global dealer‑finance use cases.