CULIANCE Debit Payments Network provides credit unions with a secure, reliable, and affordable platform for managing member debit card transactions across POS, ATM, and online channels.
Vendor
FIS
Company Website
The CULIANCE Debit Payments Network, powered by FIS, offers credit unions a comprehensive solution to place their institution at the core of their members' payment experiences. This platform ensures convenient, reliable, and secure electronic payments across point-of-sale (POS), ATM, and online environments. It helps credit unions maintain member loyalty by providing frictionless transactions while simultaneously balancing the need to abate costly fraud with minimizing excessive false declines that can alienate members. The network is committed to a service-oriented philosophy, aligning with the credit union promise. The solution includes the CULIANCE DebitEdge program, enabling convenient transactions at over 2 million retail locations. For e-commerce, the CULIANCE On-demand online program facilitates safe, PIN-less debit transactions. Members also benefit from coast-to-coast access to over 80,000 surcharge-free ATMs, offering cash withdrawal, balance inquiry, deposit, and transfer services.
Features & Benefits
- Convenient & Secure Electronic Payments
- Enables credit unions to deliver convenience and security at the POS, ATM, and online, keeping members reaching for their debit cards with frictionless transactions.
- Fraud Prevention & Risk Management
- Equips credit unions to maintain balance between abating costly fraud and minimizing excessive false declines.
- Includes FICO® Card Alert Service at no additional cost to identify and report fraud instantly.
- Superior Economic Value
- Delivers high interchange revenue, competitive fees, and best-in-class approval rates.
- Offers opportunities for revenue from new sources of transactions.
- Extensive Network Access
- Provides wide-ranging access for members across various channels.
- CULIANCE DebitEdge program for over 2 million retail POS locations.
- CULIANCE On-demand online program for safe, PIN-less e-commerce transactions.
- Coast-to-coast surcharge-free ATM network with over 80,000 locations for cash withdrawal, balance inquiry, deposit, and transfer services.