Finzly’s Cross‑Border Payments solution is a cloud‑based platform designed to help financial institutions deliver fast, transparent, and compliant international payments without relying on intermediaries or complex legacy infrastructures. It provides a pre‑connected FX and SWIFT ecosystem, real‑time FX pricing, integrated compliance, and visibility across every transaction. The platform enables banks to control FX margins, automate end‑to‑end processing, and reduce dependency on correspondent banks. Built on an architecture ready for global scale, it includes ISO 20022‑native capabilities through the FX STAR engine, removing translation layers and improving data quality. By using pre‑integrated liquidity providers, compliance engines, and SWIFT connectivity, banks can launch international payments rapidly and maintain full control over operations.

Key Features

Pre‑Connected FX and SWIFT Ecosystem Provides ready access to FX providers and SWIFT messaging.

• Supports international wires and over 200 global markets
• Eliminates need for custom integrations

Real‑Time FX with Pricing Control Allows banks to set and manage their own FX margins.

• Live FX rate access
• Transparent pricing for customers

ISO 20022‑Native Cross‑Border Processing Uses an architecture designed for modern global banking standards.

• Native MX message support
• Removes reliance on legacy translation layers

Real‑Time Payment Visibility Offers complete insight into international payment flows.

• Track transactions live
• Monitor FX positions and payment status

Built‑In Global Compliance & Validation Automates cross‑border compliance checks.

• Reduces risk and manual errors
• Integrates with compliance engines

Advanced Treasury & Risk Controls Enhances bank oversight of global transactions.

• Manage liquidity
• Oversee FX exposure and operational risks

Benefits

Full Control Over Cross‑Border Revenue Allows banks to eliminate dependency on intermediaries.

• Reduce margin leakage
• Retain more FX revenue

Faster Time to Market Launch international payments without lengthy builds.

• Pre‑integrated providers and SWIFT connections
• Go live in weeks instead of quarters

Improved Operational Efficiency Streamlines cross‑border processes across FX, payments, and compliance.

• Reduces manual work
• Enhances transparency and automation

Stronger Customer Experience Delivers a more modern and competitive international payment service.

• Faster processing
• More accurate and transparent FX