CreditY by Onguard is designed to streamline and automate the complete accounts receivable management workflow, enabling organizations to significantly accelerate their payment collection and improve overall financial health. This SaaS-based platform centralizes all aspects of AR, from the initial sending of customized payment reminders to seamless integration with debt collection partners and bailiffs. By automating manual tasks, CreditY helps businesses reduce operational inefficiencies, leading to a healthier cash position and enhanced control over finances. The solution aims to increase profit margins by ensuring money is collected efficiently, allowing companies to focus more on maintaining strong customer relationships rather than administrative burdens. The platform is built to be intuitive and powerful, ensuring that all essential customer data, bookings, and invoices are securely and effortlessly synced directly from existing ERP, invoicing, or accounting systems via robust APIs. CreditY's intelligent "Dynamic Flow" functionality further optimizes the payment process by assigning a unique score to each customer based on their payment behavior. This allows the system to automatically apply the most appropriate and effective approach for reminders and follow-ups, ensuring a tailored strategy for every customer. Users maintain complete control over the content and branding of their reminders, ensuring communications reflect their unique brand identity and resonate effectively with their customers.

Features & Benefits

• Automated Accounts Receivable Management
  • Streamlines the entire AR process, from sending reminders to managing debt collection, all within a single platform.
• Increased Profit Margins & Improved Cash Flow
  • Accelerates payment collection and reduces manual tasks, leading to a healthier cash position and greater financial control.
• Customizable Branding for Reminders
  • Allows reminders to be fully customized to the user's brand style, ensuring communications reflect company identity and content preferences.
• Seamless ERP/Accounting System Integration
  • Utilizes powerful APIs to securely and effortlessly sync essential customer data, bookings, and invoices directly from existing ERP, invoicing, or accounting software.
• Intelligent Dynamic Flow
  • Assigns each customer a score based on their payment behavior, automatically applying the most effective approach for reminders and follow-ups.
• Integrated Debt Collection
  • Ensures seamless integration with debt collection partners and bailiffs for comprehensive money collection efforts.