Serrala provides a comprehensive credit risk management solution that automates processes throughout the credit risk management lifecycle. It offers AI-powered credit scoring, integration with third-party data and credit insurers, and 360° credit risk monitoring. The solution aims to deliver fast, accurate credit decisions while reducing manual tasks and improving overall efficiency.

Key Features

End-to-End Automation Automates the entire credit risk lifecycle

• Achieves automation rates of 85% or higher
• Eliminates time-consuming and error-prone manual tasks

AI-Powered Credit Scoring Utilizes advanced artificial intelligence for credit assessment

• Detects risks significantly earlier
• Integrates with third-party data and credit insurers

Standardized Portfolio Management Centralizes credit policy management

• Implements one standardized credit policy across the organization
• Provides an auditable solution for proactive risk control

360° Credit Risk Monitoring Offers comprehensive risk visibility

• Maintains transparency throughout the credit management process
• Enables proactive risk identification and mitigation

Benefits

Improved Efficiency Streamlines credit management processes

• Increases efficiency by up to 30%
• Allows redeployment of staff to more value-adding activities

Enhanced Decision-Making Provides comprehensive insights for better credit decisions

• Offers fast and accurate credit assessments
• Reduces the occurrence of bad debt

Stronger Compliance Ensures adherence to regulatory requirements

• Provides risk control mechanisms
• Maintains audit trails for compliance purposes

Global Credit Partner Network Leverages partnerships with credit rating and insurance agencies

• Connects directly to recognized credit agencies
• Enhances credit assessment capabilities