Credit Pro by Hyperface is a cloud-based, modular credit engine designed for banks and fintechs to create, configure, and manage a wide range of credit line products, including credit cards, pay-later solutions, and UPI-linked credit. The platform offers over 16 core banking modules, allowing issuers to customize features such as billing frequency, APRs, and transaction rules to fit their specific product requirements. Credit Pro integrates seamlessly with existing technology stacks and partner ecosystems, supporting rapid deployment and operational flexibility. Its configurable backend enables streamlined transaction processing, real-time credit management, and compliance with regulatory standards. The system is built for scalability, security, and ease of integration, empowering issuers to launch innovative credit products quickly while maintaining robust risk controls and customer experience.

Key Features

Modular Product Configuration Design and customize credit products with flexible modules.

• 16+ core banking modules (billing, APR, limits, etc.)
• Supports cards, pay-later, and UPI-linked credit

Seamless Integration Integrates with existing bank and fintech systems.

• API-first architecture
• Compatible with partner ecosystems

Real-Time Credit Management Automates credit line management and transaction processing.

• Real-time credit decisions and updates
• Streamlined transaction workflows

Compliance and Security Ensures regulatory compliance and data protection.

• Built-in compliance controls
• Secure, auditable processes

Scalable Deployment Supports rapid product launches and growth.

• Cloud-native, scalable infrastructure
• Configurable for different business sizes

Benefits

Accelerated Product Launch Reduces time-to-market for new credit products.

• Modular design enables quick setup
• Pre-integrated APIs and SDKs

Operational Flexibility Adapts to diverse product and regulatory needs.

• Customizable modules for unique requirements
• Easy integration with existing systems

Enhanced Customer Experience Delivers modern, digital-first credit solutions.

• Real-time credit management
• Supports multiple credit product types

Risk and Compliance Management Minimizes regulatory and operational risk.

• Automated compliance features
• Secure, auditable workflows