Overview

BUSINESSNEXT Credit Card Origination is an AI-driven solution designed to transform the credit card issuance process. It enables financial institutions to acquire customers faster, create end-to-end card buying experiences, and deliver near-instantaneous service. The platform supports 24/7 omnichannel accessibility, providing hyper-personalized card offers and advanced targeting. It allows customers to easily upload documents, check eligibility via automated business rules, and view pre-approved offers.

Features

• Omnichannel Accessibility: Capture credit card applications from various channels, including websites, mobile apps, SMS, phone calls, branches, ATMs, KIOSKs, and more.
• AI-Driven Analytics: Analyze customer behavior and financial status with AI/ML-driven models.
• Automated Identity Verification: Automate identity verification and validation processes.
• Codeless Configuration: Utilizes codeless configuration with 50+ out-of-the-box patterns.
• API-Driven Processes: Faster checks, validations, and processing using API-driven processes.
• Paperless Experience: Seamless integration with existing systems, easy document uploads, auto-filling, and data extraction with OCR capabilities.
• Dynamic Personalization: Create dynamic personalized card offers along buying journeys.
• Integration Capabilities: 90+ ready connectors to fetch and utilize data from various systems, including National ID, tax systems, core banking, and credit rating bureaus.
• Smart Business Rules Engine: Configure smart business rule engines for smarter deviation management.
• Multi-App Capabilities: Restful web services to share data with any external application and support bidirectional integration.

Benefits

• Increase credit card issuance.
• Reduce turnaround time.
• Increase conversions and reduce journey drop-offs.
• Deliver a paperless experience.
• Enable near-instantaneous experience.
• Accelerated Growth.