Consumer Financing by Jifiti is a white-labeled embedded lending solution that enables banks and lenders to offer consumer loans directly at the point of sale—whether in-store, online, or through other customer channels. The platform is designed to support any B2C financing use case, from retail and healthcare to services and OEMs. With fast deployment, omnichannel integration, and customizable user journeys, it empowers financial institutions to scale their consumer lending programs globally.

Features

• Omnichannel Integration: Embed financing at every customer touchpoint—ecommerce, in-store, call center, invoice, bank app, and more.
• White-Labeled Virtual Cards: Issue branded virtual cards for seamless checkout and fund disbursement.
• Ecommerce Plugins: Quick integration with major ecommerce platforms.
• Customizable APIs: Tailor the platform to specific business and technical needs.
• Checkout Stack: Offers a range of checkout and disbursement options, from zero-integration to fully customized.
• Loan Lifecycle Tools: Includes customer self-service portals and robust reporting dashboards.
• Real-Time Reporting: Actionable insights from high-level trends to individual transactions.
• Global Scalability: One integration enables localized implementation across markets.
• Support for All Use Cases: Retail, healthcare, services, OEM, CPG, and more.

Benefits

• Accelerated Time to Market: Launch consumer financing programs quickly using pre-built tools and integrations.
• Enhanced Customer Experience: Deliver seamless, branded financing journeys across all channels.
• Increased Loan Distribution: Easily onboard merchants and scale loan programs.
• Data-Driven Optimization: Use real-time analytics to refine strategies and improve performance.
• Full Brand Control: Maintain ownership of the customer experience and data.
• Flexible Deployment: Choose from virtual cards, ecommerce plugins, or APIs based on your needs.
• Regulatory Compliance: Built-in tools to support compliance and audit requirements.