Overview

The SBS Financing Platform is a comprehensive consumer finance solution designed to streamline lending operations through a fully digital, end-to-end approach. It offers a responsive portal that facilitates customer self-service, enabling efficient management of both long-channel and direct loans with real-time underwriting and contract processing. This platform is suitable for partners and dealers involved in personal or asset-backed retail lending.

Features and Capabilities

• High Fit-for-Purpose Solution: The platform provides an out-of-the-box solution tailored for consumer finance businesses, ensuring faster implementation and optimized performance.
• Customer Self-Serve Portal: A responsive portal empowers customers to manage their loans independently, enhancing user experience and reducing operational workload.
• Best-of-Breed Configurability: The platform's high configurability allows institutions to adapt the system to their specific needs, ensuring optimal performance and compliance with local regulations.
• Deployment Flexibility: Offering cloud, hybrid, and on-premise deployment options, the platform provides flexibility to align with various IT strategies and infrastructures.
• Robust Digital Layer: An extensive API library facilitates seamless integration with existing systems, promoting a robust digital ecosystem.
• Comprehensive Loan Management: The platform manages complex workflows with a robust rules engine, catalog, and asset management features, ensuring full control and compliance throughout the loan lifecycle.
• Risk Management: Utilizes fast, automated processing, including Optical Character Recognition (OCR), scoring, and analysis of underwriting data from internal and external sources, to effectively manage risk.
• Comprehensive Complementary Solutions: Additional functionalities for payments, reporting, and collection extend the platform's capabilities, providing a holistic solution for consumer finance operations.