Grow, standardize, optimize

Accelerate growth by making it easier for customers to succeed Abstract away the complexities of how work gets done to focus on the business of helping people make financial progress. Standardize excellence at your own pace Power consistent performance and experiences across all product and origination channels through a single, unified platform. Break free from monolithic architectures and accelerate innovation Create value for your customers, your way, with iterative and rapid product and service delivery optimization.

Smarter, easier, and faster account opening

Say goodbye to clunky, interrupted, and disconnected onboarding journeys. Save and resume applications across channels; consumers and bankers can pick up where the other left off and avoid duplicating efforts. Comprehensive fraud protection with powerful data provider orchestration and decisioning flexibility to prevent “the bads” getting through, and keep “the goods” moving forward. Prefill with verified data, enable multiple products to be added to a shopping cart at once, and activate accounts for more immediate utilization with multiple funding options. A unified platform with a single data model provides bankers with the same digital experience as your customers, and offers consumers the ability to migrate across channels with ease. In-the-moment offers for other Blend-supported products like credit cards, personal loans, and auto loans helps capture greater share of the consumer’s financial wallet on day one of account opening.

Lend quickly. Lend intelligently. Lend confidently.

Shift the focus from processing paperwork to empowering homeowners with expert guidance, leading them towards informed borrowing decisions and the right home lending solutions. Guided origination for digital and physical service touch points that ushers applications through intent, offer, and closing. Leverage real-time data verification for income, employment, and identity, reducing follow-up tasks and preventing approval reversals. End-to-end integration of native and third-party services reduces manual effort and prevents costly delays. Utilize Blend’s native decision engine to render credit and pricing decisions, generating pre-qualified offers early in the process and surfacing firm offers in under a second.

Lending on your terms

Balance the digital and human side of customer experiences with the intelligence of your lending policies baked into easy-to-navigate workflows for borrowers and bankers. Improve conversion rates by removing workflow stops and interruptions, saving and resuming experiences, cross-selling offers, supporting campaigns and promos, providing immediate decisioning, and automating follow-ups. Synchronous connectivity between digital and banker workspaces enables customers and bankers to focus on the most productive work and avoid unnecessary data input and manual effort. Extensive ecosystem of native and third party integrations intelligently power workflow automations to reduce manual work efforts and accelerate loan origination and decisioning. Onboard loan products with speed and ease and provide consistent customer experiences through guided banker origination workflows, real-time feedback and communications, and intuitive journeys. Configurable, low-code, drag-and-drop architecture enables rapid optimization of performance, and an easily accessible reporting and analytics dashboard ensures data helps inform your decisions.