Unified A/R’s Compliant Surcharge for Card Payments is a cloud-based solution that automates the application of credit card surcharges for B2B transactions. Designed to help businesses recover processing fees while staying compliant with federal and state regulations, this tool transparently passes card transaction costs to customers who choose to pay by credit card. It integrates seamlessly into the payment process, offering secure, real-time surcharge calculation and alternative no-fee payment options like ACH and debit.

Features

• Automated Surcharge Calculation: Automatically calculates and displays surcharge amounts at the point of sale.
• Compliance Management: Keeps businesses compliant with evolving federal and state surcharge regulations.
• Customer Notification: Notifies customers of surcharges and presents no-fee alternatives like ACH/eCheck and debit.
• Tokenized Transactions: All transactions are tokenized to ensure data security.
• Cloud-Based Technology: Real-time updates and automation without manual intervention.
• Fraud Management Tools: Built-in algorithms detect and prevent suspicious activity pre- and post-authorization.
• Self-Service Payment Options: Customers can pay securely online 24/7.
• Turnkey Implementation: Quick deployment with minimal disruption.
• Dedicated Support: 24/7 U.S.-based support and consultation from A/R experts.

Benefits

• Protects Margins: Recovers credit card processing fees by passing them to customers.
• Ensures Compliance: Automatically adapts to changing surcharge laws and requirements.
• Improves Transparency: Clearly communicates surcharge costs to customers.
• Reduces Operational Burden: Eliminates manual fee calculations and compliance tracking.
• Enhances Security: PCI-compliant platform with advanced fraud detection and tokenization.
• Boosts Customer Satisfaction: Offers flexible, secure, and convenient payment options.
• Scalable & Reliable: Suitable for businesses of all sizes and industries.