Overview

goHenry is a financial app and prepaid debit card service designed to teach children and teens (ages 6–18) money skills and financial responsibility. It combines a parent-controlled mobile platform with real-world spending tools, including custom debit cards, automated pocket money, savings goals, and educational money missions. Parents set spending limits, approve tasks, and guide savings, while children practice budgeting, earning, and spending in a safe environment. The service emphasizes smart money habits and builds confidence with real hands-on experience managing funds. goHenry also includes features like parental controls, spending notifications, and tools for parents to monitor and support financial learning. It supports family collaboration through shared accounts, gift money options, and age-appropriate financial education content.

Features and Capabilities

• Core Money Management:
  • Prepaid debit card for kids & teens; no overdraft risk.
  • Real-time balance and transaction tracking for parent + child.
  • Set automated weekly pocket money.
  • Allows kids to manage small daily spending independently while parents retain oversight.
• Parental Controls & Safety:
  • Customizable spending limits and merchant blocks.
  • Instant card locking/unlocking from the parent app.
  • Spending alerts and notifications for parents on purchases.
  • Parents can approve or deny payments and set daily or weekly limits.
• Savings & Long-Term Planning:
  • Savings goals with visual trackers.
  • Interest on savings (Plus & Max plans).
  • Junior Stocks & Shares ISA included in plans.
  • Encourages long-term planning through goal-setting and progress tracking.
• Educational Money Missions:
  • Gamified lessons to boost financial literacy.
  • Money missions teach budgeting, saving, and spending awareness.
  • Interactive educational content designed for different age groups.
• Card Customization & Use:
  • Choice of 45+ card designs and personalized names.
  • Fee-free card use abroad with local currency spending.
  • Apple Pay support for teens (13+).
  • Supports online and in-store payments with secure card controls.
• Family & Social Features:
  • Giftlinks: send money as presents to kids’ accounts.
  • Parent and co-parent account access.
  • Shared family features to allow grandparents or relatives to send money.
  • Enables family collaboration on savings goals and spending decisions.