CBA – Commercial Banking Applications

CBA, part of United Fintech, delivers scalable, API-driven solutions for trade finance, payments, and commercial banking operations. Its platform, IBAS, helps financial institutions modernize legacy infrastructure, automate workflows, and ensure compliance. CBA supports banks in enhancing efficiency, reducing costs, and accelerating digital transformation across core banking functions.

Features

• API-driven architecture for seamless integration
• Real-time processing for international payments
• Full ISO 20022 and SWIFT compliance
• Advanced fraud detection and security controls
• End-to-end automation of trade finance instruments
• Automated loan approvals and monitoring
• Invoice validation and multi-currency support for factoring
• Modular platform for tailored deployment

Capabilities

• Digitization of commercial banking workflows
• Integration with existing banking systems and third-party platforms
• Scalable infrastructure for banks of all sizes
• Support for global trade and multi-currency operations
• Automated compliance and reporting tools
• Real-time data access and transaction monitoring
• Customizable modules for payments, loans, and trade finance

Benefits

• Reduced operational costs through automation
• Faster transaction processing and improved STP rates
• Enhanced compliance with international standards
• Improved risk management and fraud prevention
• Greater agility in launching new financial products
• Streamlined customer experience and service delivery
• Future-proof infrastructure for evolving banking needs