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Circula Credit CardCircula

Circula Credit Card is a digital corporate card solution that automates expense workflows, ensures full compliance, and provides real-time visibility. Companies can instantly issue and manage physical or virtual cards, match receipts automatically, and eliminate manual reconciliation for faster, audit-ready financial processes.

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Product details

Circula Credit Card

Circula Credit Card is a fully digital corporate card solution designed to simplify and automate expense management. It enables companies to issue and manage physical, virtual, and single-use cards instantly, while ensuring full compliance and real-time visibility. Integrated with Circula’s expense platform, it eliminates manual reconciliation and accelerates financial workflows.

Features

  • Instant issuance of physical, virtual, and single-use credit cards
  • Real-time transaction tracking across teams and projects
  • AI-powered receipt matching and compliance validation
  • High credit and transaction limits (up to €750,000)
  • Integration with Apple Pay and Google Pay
  • Individual card limits, PIN management, and digital termination
  • 100% compliance with VISA security standards and GoBD regulations

Capabilities

  • Automates expense creation from card transactions
  • Matches receipts to transactions without manual input
  • Enables centralized control over company-wide spending
  • Supports multi-entity configurations and international rollouts
  • Provides mobile access to card data and expense tracking
  • Reduces month-end closing time with clean, validated data
  • Offers full audit readiness and secure data handling

Benefits

  • Eliminates paperwork and manual reimbursement processes
  • Empowers employees with fast, secure payment options
  • Enhances financial control and transparency
  • Reduces compliance risks and administrative overhead
  • Accelerates reconciliation and reporting
  • Improves employee experience with seamless digital tools
  • Scales easily with growing teams and global operations