Overview

i‑CAS (EbixCash Credit Action System) is a web‑based credit evaluation and underwriting engine designed to streamline customer acquisition in telecommunications and lending environments. It integrates a flexible rules engine, scoring logic, de-duplication checks and automated validations, enabling consistent, auditable policies across multiple geographies, languages and product lines. The solution interfaces with existing core systems to support both individual and corporate applicant workflows, with full audit traceability and transaction-level visibility.

Features and Capabilities

• Web‑based architecture & cloud readiness: Accessible via browser, deployable across multiple locations and in cloud or hybrid environments. Supports multi-lingual, multi-product deployment.
• Flexible rules engine: Allows configuration of risk rules, validation logic, scoring thresholds and decision trees by users or administrators.
• Scoring & credit evaluation: Segment-wise scoring, internal validation checks, decision-level recommendations (approve / review / reject).
• De‑duplication & matching: Detect duplicate applicant entries by matching multiple parameters across databases.
• Transaction-level view & audit trail: Detailed logs, transaction-level visibility, ability for troubleshooting, audit or admin review.
• Multi-segment support: Supports both individual (retail) and corporate customers.
• Interfacing / integration: Interfaces with any core / legacy systems, enabling modular adoption.
• Policy consistency & versioning: Supports versioned policies, refinements over time, and ensures consistency across application processing.