Overview

INFOPRO’s Challenger Bank solution is a composable digital banking platform designed to help new banks and challenger initiatives launch rapidly with modular core banking, digital channels, AI decisioning, and integrated risk and compliance. The platform emphasizes cloud enablement, open APIs, remote onboarding, and AI-driven analytics to deliver scalable, configurable banking products and a fast time-to-market for retail and specialty banking offerings.

Features and Capabilities

• Core Banking & Transactions: Provides financing, deposit, and treasury modules plus transaction processing and payments.
• Digital Channels & UX: Digital retail banking, mobile/web channels, and unified omnichannel customer access.
• Customer Acquisition: Remote onboarding, eKYC, and automated KYC/AML screening to accelerate account opening.
• AI & Decisioning: AI credit scoring and smart decisioning for faster, risk-aware credit decisions and personalized offers.
• Analytics & Insights: Business performance and customer analytics for real-time reporting and behavioral insights.
• Risk & Compliance: AML, regulatory reporting, enterprise risk management, and compliance modules (including Fatwa management for Islamic contexts).
• Composable Architecture: Modular, building-block approach (digital + analytics + core + risk) for bespoke product configuration and extension.
• Cloud & DevOps: Cloud enablement, DevOps/Agile practices for rapid deployment, scalability, and infrastructure optimization.
• Open APIs & Integration: API-first design to integrate third-party services, fintech partners, and digital ecosystems.
• Implementation Services: Professional services for consultancy, project implementation, training, and ongoing support.