Certn Income Verification is a specialized solution designed to provide property managers, landlords, and pre-tenancy clients with secure, real-time access to applicants' financial health. By leveraging open banking information, it offers a more reliable and objective assessment compared to self-reported data, empowering users to make informed leasing decisions. The service allows for rapid determination of financial standing, providing up-to-the-minute financial information. It delivers advanced insights including income loss detection, payment history, cash flow, and income trends, which helps to mitigate the risk of missed payments and financial issues. The process is secure and convenient for applicants, who easily connect their online banking profiles through a seamless online portal. This streamlines the leasing process, enabling faster financial assessments and reducing delays in decision-making. The detailed income verification report includes critical data such as income verification status, income trends over time, account balance information, banking institution details, employment income data, and an account history overview. The system is designed for ease of use, requiring only an applicant's email address to initiate the verification process, with most checks completed within 5 minutes.

Features & Benefits

• Fast & Efficient Verification
  • Provides rapid financial assessments, with most income verification checks completed within 5 minutes, significantly streamlining the leasing process.
• Reliable Data via Open Banking
  • Leverages secure open banking information to provide a clearer and more reliable understanding of an applicant's financial health, reducing reliance on self-reported data.
• Advanced Financial Insights
  • Offers in-depth financial analysis to help users understand an applicant's financial position and reduce risk.
  • Income verification status
  • Income trends over time
  • Account balance information
  • Banking institution details
  • Employment income data
  • Account history overview
  • Income loss detection
  • Payment history
  • Cash flow
• Payment Risk Mitigation
  • Enables users to confidently choose tenants who can meet their leasing obligations, thereby reducing the risk of missed payments and financial challenges.
• Secure & Convenient Applicant Experience
  • Applicants can easily and securely connect their online banking profiles through a seamless online portal, ensuring minimal effort and a trusted process.
• API Integration Capabilities
  • Supports seamless integration with existing systems via a comprehensive API, allowing for streamlined background screening workflows across Certn's services.