Central Credit Register (CCR) Reporting Solution

Automated Solution that Collates Accurate Information to Create Single Borrower Credit Profile

KiyaAl's Central Credit Register (CCR) Reporting Solution assists organisations to support the Central Bank of Ireland (CBI) in fulfilling its mission to safeguard stability and protect consumers. The robust solution provides lenders with a more detailed report that gives a complete picture of borrowers creditworthiness. In addition, it delivers transparent credit reports to borrowers on their financial profile and supports the Bank's research, policy, and supervision activities by providing verified insights into credit patterns and practices. It allows Financial Institutions to submit month-on-month basis for Installment, Non-Installment and Credit card contracts and any updates to subject data (Individual and entity). Submission data is directly submitted to CBl's Central Credit Register (CCR) reporting functionality via a secured FTP channel.

Key Attributes

• Enables Automated Submissions
• Provides Validation and Error Handlings
• Covers Restructuring, Collateral, and Sole Trader Scenarios
• Supports all Prescribed Loan Formats Supported by CCR
• Enables Flexible Reporting Configuration
• Offers Rigorous Business Validations
• Provides Data Quality Control
• Supports with Year-on-Year Analysis Reports

Value Proposition

• Assists with Credit Risk Analysis
• Automates Data Extractions and Submission to Central Credit Register
• Includes Phase 1 and Phase 2 of CCR Reporting Already
• Follows LPC and LPS Error Response Processing Sent by Central Credit Register
• Covers Restructuring Scenarios