Your partner for card personalization and production

We are the leading Northern European provider of agile card production and personalization services. We serve close to 200 issuing institutions, including fintechs, with an extensive range of card products from world-leading partners. Our proven approach to service excellence includes the appointment of a dedicated business manager to assist in the creation of a unique program tailored to your requirements plus fast time-to-market. We are the world leader in sustainable cards and a leader in sustainable business. We offer outstanding operational efficiency through our customer portal, which enables clients to access a wealth of service options, from premium cards through to sustainable options such as metal, wood and more. We also offer a full range of PIN management services, virtual card options, mobile payments and wearables. We enable clients to differentiate their card offering, whether through hyper-personalized sketch cards or genAI picture cards; LED cards and biometric and voice-activated cards that assist with accessibility. Our versatile mobile app services allow your customers to manage their cards from their mobile devices, setting spending limits, activating cards and managing transactions.

Card Personalization

Tietoevry Banking offers an unparallelled range of innovative card services, from the production of personalized and premium cards through to sustainable cards. We work with world-class partners to deliver tailored programs for our clients, operating from a wide range of sites in the Nordics and the Baltics, we can secure your business and ensure operations even in the most extreme conditions. We are also expert in the delivery of accessible card solutions which comply with the European Accessibility Act, forthcoming in 2025.

Card services across the value chain

Access expertise across our complete suite of services, from card design and compliance verification through to print start services and card personalization, fulfillment and PIN services.

Express your bank's unique brand!

We offer versatile products based on our industry-leading card & chip partner network. Express your bank's identity via sustainable, biometric, and premium cards plus microcards and wearables.

Secure business continuity

We provide flexible capacity and disaster recovery options, thanks to our aligned personalization centres in Finland, Latvia and Norway and our multi-sourcing chip and card capabilities.

Key features

Sustainability

In 2023, 75% of the cards we produced came from sustainable materials while 2024 we target to further grow this to 90%. We deliver cards made from recycled (rPVC, rPET), renewable (PLA made of corn starch, zero-plastic wood) and reclaimed materials. We minimize the carbon footprint of our products throughout the card life-cycle and we're aiming for payment card collection and recycling in several countries during 2024/25.

Premium Cards

We provide premium customers with the quality of product they desire. Give them the option of bespoke metal, gold or wood cards and a choice of different weight and feel options. Our metal cards have won "Best Metal Card" twice in recent years at the ICMA Elan Awards.

Wearable payments: on-trend

Whether it's a payment ring, bracelet, key chain or watch strap, wearable payments are the latest trend. We provide a versatile range of wearable payment solutions, from tokenized rings to micro-card inserts for watches and more. As of 2024, we also offer tokenized wearables in collaboration with Tapster. These include wearable payment rings and other options.

Biometric cards

Contactless payments of any value can be conducted without PIN using biometric cards. These cards provide benefits for all users thanks to added convenience and higher security at point-of-sale. Biometric cards are even more important for the elderly and for wider accessibility as there is no need to remember and enter the PIN. Read our white paper to learn more.

Card Personalization for fintechs

Create a unique brand for your fintech and deliver great service to your clients with Tietoevry Banking's unique range of cards and services.