
A collateral management platform that tracks pledged collateral status, pricing, and eligibility in real-time for financial institutions.
Vendor
MIAC
Company Website




C-Trac™ is a comprehensive collateral management platform designed to serve as the central hub for managing and tracking the status, pricing, and eligibility of pledged collateral. It provides institutions with robust data management and reporting capabilities, displaying crucial loan-level details for various collateral types, including whole loans, securities, and cash. C-Trac™ offers real-time insights into institutions that are borrowing money, summary information about the collateral securing these loans, and tracks borrowing potential. Key features include extensive customization options such as collateral categories, custom fields, custom pledge attributes, and an open API. Transparency is enhanced through filters, detailed loan information, and potential duplicate loan resolution. The platform ensures robustness with real-time value calculations, haircut configurations, and custom adjustments. Communication is streamlined via to-do items, user change control, and automated workflows. The interactive dashboard provides a high-level overview of clients' collateral positions, including collateral value summaries, institution positions, position over time, to-do items, and potential changes. It also allows for detailed management of borrower data, including total collateral value, indebtedness, and borrowing potential, with values broken out by categories. Users can configure groups of haircuts to be applied to multiple borrowers and define how collateral value is calculated at the portfolio or collateral category level.
Features & Benefits
- Collateral Tracking: Manages and tracks the status, pricing, and eligibility of pledged collateral.
- Real-time Data: Provides real-time value calculations, haircut adjustments, and borrower potential.
- Customization & Transparency: Offers custom fields, pledge attributes, open API, filters, and loan details.
- Interactive Dashboard: Visualizes collateral positions, borrower data, and pending tasks.