Overview

EnKash Bulk Pay is a comprehensive corporate bulk-payout solution that enables businesses to automate high-volume disbursements with ease and precision. It is designed to reduce manual intervention, speed up transaction cycles, and provide full visibility into cash flow. The platform supports role-based approvals, multiple payment rails, and real-time settlement tracking, helping finance teams manage payrolls, vendor payments, refunds, and partner incentives more efficiently. By integrating reconciliation and compliance tools, it ensures accuracy, security, and transparency across all payout operations.

Features and Capabilities

• Payment Methods: Supports a wide range of payment rails including cards, NEFT, RTGS, IMPS, QR codes, and virtual cards, allowing businesses to select the most suitable and compliant channel for each transaction.
• Bulk & Recurring Payouts: Enables both one-time bulk disbursements and recurring scheduled payouts, minimizing manual uploads and processing tasks while ensuring timely settlements.
• Approval Workflows: Provides role-based, multi-level approval mechanisms that safeguard bulk disbursements, ensuring compliance, accountability, and audit readiness before any transaction is executed.
• Vendor/Beneficiary Management: Simplifies beneficiary onboarding through quick KYC validations and instant vendor additions, reducing delays in payout readiness and improving vendor relationships.
• Reconciliation & Reporting: Offers automated reconciliation and real-time integration with ERP and financial systems, eliminating manual bookkeeping and reducing errors in financial reporting.
• Instant/Accelerated Settlement: Facilitates faster access to funds and settlement options, enhancing cash-flow management and liquidity for businesses handling frequent high-volume payouts.
• Security & Compliance: Operates under strict financial regulations as an RBI-authorized payment aggregator in India, ensuring adherence to compliance standards and maintaining partnerships with leading networks such as Visa, Mastercard, and NPCI.
• Integrations & APIs: Provides robust APIs and seamless integrations that connect payout workflows with ERP, payroll, and other financial platforms, streamlining data flow and operational efficiency.
• Audit Trail & Reporting: Maintains detailed transaction logs and reporting capabilities to support audits, enhance transparency, and strengthen internal controls.
• Scale & Use Cases: Designed for diverse business needs including payroll, vendor disbursements, customer refunds, loyalty rewards, and partner payouts, making it suitable for organizations of varying sizes and industries.