Overview

BharatPe UPI is a comprehensive digital payment solution designed to facilitate seamless and secure transactions for both businesses and consumers in India. By leveraging the Unified Payments Interface (UPI), BharatPe UPI enables users to make instant payments, transfers, and bill payments directly from their bank accounts without incurring any fees. This service aims to enhance financial inclusion and simplify digital transactions across the country.

Features and Capabilities

• Universal Payment Acceptance: Accept payments from all major UPI apps, including Google Pay, PhonePe, Paytm, BHIM, and over 150 other banking apps, using a single QR code.
• Card Payment Support: Process both debit and credit card payments through BharatSwipe, expanding payment options for customers.
• Instant Bank Transfers: Withdraw funds instantly and transfer them directly to your bank account, ensuring liquidity and operational efficiency.
• Business Loans: Access low-interest, collateral-free loans with a 100% online application process, offering flexible repayment terms ranging from 3 to 15 months.
• Interest Earnings: Earn up to 12% annual interest on your BharatPe account balance, with daily credits, providing a secure investment option.
• Bill Payments: Pay utility bills, including gas, DTH, electricity, and insurance premiums, directly through the app, streamlining financial management.
• UPI Lite Feature: Preload your online wallet to make transactions up to ₹500 without the need for a UPI PIN, enhancing transaction speed and convenience.
• Data Privacy: Utilize enterprise-grade technology to process transactions with minimal user data storage, ensuring higher privacy for users.
• 24/7 Customer Support: Access round-the-clock assistance via email, ensuring prompt resolution of any issues or queries.