The Most Trusted Bank Statement Analyser In the Market

Trusted by over 1,000 institutions, Perfios BSA captures and analyzes statements from multiple sources to provide a complete view of your customers’ creditworthiness.

How BSA Works?

Bank Statement Fetch

Bank statement is fetched via ePDF upload, scanned documents, internet banking.

BSA Analysis

Transactions are captured from the uploaded statement and analysed.

Fraud Check

Built-in FCU checks for unauthorised ePDF manipulations and flags suspicious transactions.

Analysis Report

An analysis report is generated and shared with the credit managers for further processing.

Benefits of Bank Statement Analyser

Automate Underwriting Process

Automate financial health analysis with Perfios BSA, reducing manual intervention and speeding up credit decisions.

Reduce Onboarding Costs

Net banking and ePDF support to speed up the acquisition of bank statements, eliminating manual efforts and reducing costs.

Improve TAT From Weeks to Hours

Make faster credit decisions by automating bank statement analysis and fraud check using perfios BSA.

Eliminate Fraud

Built-in fraud check utility to help you Identify potential PDF and transaction manipulations within bank statements.

Cutting-Edge Features that Win Big

Customizable Reports

Customize your reports to include salary, liability and other financial details as per your current loan process.

Built in Fraud Check

Built-in Fraud check utility, that helps you flag possible PDF and transaction manipulations reducing the risk of fraud.

Netbanking Support

Source bank statements from multiple bank accounts using Netbanking.

Multi-Account Analysis Support

Fetch and anlyse statements from multiple customer bank accounts to get a holistic understanding of their creditworthiness.

Best in Class Categorisation Engine

Best in class categorisation and analysis engine with capabilities to handle more than 30 million narrations a day.

Support for 4000+ Document Formats

BSA supports over 4000 document formats from 1000+ banks from around the world.