Overview

Balance B2B Payments is a cloud-based payments platform purpose-built for business-to-business commerce. It enables merchants, marketplaces, and distributors to manage complex B2B payment flows by supporting multiple payment methods, flexible payment terms, and automated accounts receivable processes within a single, unified system. Designed to reduce friction for business buyers and improve cash flow for sellers, the platform combines intelligent payment routing, ACH optimization, and enterprise-grade APIs to support fully branded, embedded, or standalone payment experiences. Balance helps B2B companies modernize checkout, streamline reconciliation, and scale payment operations across channels and geographies.

Features and Capabilities

• Core Payment Methods: Supports ACH debit and credit, next-day ACH, credit cards, wire transfers, and global payment methods to meet diverse B2B buyer preferences.
• Flexible Payment Terms: Enables net 30, 60, and 90 payment terms at checkout, along with invoice payments and Buy Now, Pay Later options tailored for business purchasing.
• Omni-Channel Support: Accepts payments seamlessly across e-commerce platforms, sales-assisted channels, field sales, and telesales environments.
• White-Label & API Integration: Provides customizable, embeddable checkout flows and buyer portals through robust APIs for fully branded payment experiences.
• Automated Accounts Receivable: Uses AI-driven reconciliation, automated payment matching, and intelligent dunning to reduce manual effort and accelerate collections.
• Payment Optimization: Encourages lower-cost ACH adoption and leverages enhanced card data to help reduce processing fees and improve transaction efficiency.
• Global Commerce Enablement: Supports cross-border payments, multiple currencies, and international payouts for businesses operating globally.
• Enterprise Scalability: Built to support high transaction volumes and complex workflows for distributors, marketplaces, and large B2B organizations.