B2B Financing by Jifiti is a white-labeled embedded lending platform designed to modernize and streamline business lending. It empowers merchants and financial institutions to offer any type of B2B financing program—whether for SMBs or enterprises—directly within the customer journey. With zero-to-easy integration tools, customizable APIs, and virtual cards, the platform enables rapid deployment and scalability across all channels.

Features

• Omnichannel Access: Embed B2B financing into every customer touchpoint including in-store, ecommerce, call centers, invoices, bank apps, and marketing assets.
• Loan Type Flexibility: Supports all types of B2B loans tailored to different business sizes and risk profiles.
• Zero-to-Easy Integration: Add new merchants quickly using ecommerce plugins, virtual cards, or APIs.
• White-Labeled Virtual Cards: Issue branded virtual cards for seamless fund disbursement.
• Customizable APIs: Adapt the platform to specific business and technical needs.
• Checkout Stack: Offers a range of checkout and disbursement options from no-integration to fully customized.
• Loan Lifecycle Tools: Includes customer self-service portals and robust reporting dashboards.
• Real-Time Reporting: Access actionable insights from high-level trends to market-specific drilldowns.
• Industry Use Cases: Supports retail, OEM, CPG, and heavy equipment financing.

Benefits

• Accelerated Time to Market: Launch B2B financing programs quickly and scale effortlessly.
• Enhanced Customer Experience: Deliver branded, seamless financing journeys across all channels.
• Increased Merchant Adoption: Easily onboard new merchants with minimal technical effort.
• Data-Driven Decisions: Leverage real-time analytics to optimize performance and strategy.
• Full Brand Control: Maintain ownership of the customer experience and branding.
• Comprehensive Lifecycle Management: Manage the entire financing process from origination to repayment.