Overview

Aurius is a comprehensive software platform designed for specialist banks and lenders, offering agile and flexible lending solutions alongside low-touch retail and commercial deposit capabilities. Delivered via a cloud-deployed ASP model, Aurius ensures a low cost of entry with business volume-based pricing, allowing institutions to scale efficiently as they grow. The platform is built to precisely target borrowers in niche markets, enabling rapid response to market changes with innovative product offerings. With tried and tested accounting, payments, and transaction handling, Aurius provides a proven foundation for financial operations. Its cloud-based architecture ensures scalability, supporting business expansion seamlessly.

Features and Capabilities

• Low-Touch Deposits: Facilitates retail and SME deposits through multiple channels, including web, mobile, call centers, and APIs. Integrated workflow automation streamlines customer acquisition and ongoing management, reducing friction for specialist banks raising funds from retail and commercial depositors.
• Flexible Lending: Offers a configurable lending module that can be quickly adapted to various specialist finance niches. Product parameterization and advanced workflow configuration enable institutions to respond swiftly to market changes with new products.
• Open API: Provides an open API through the Aurius Connectivity Suite, allowing the platform's functionality to be exposed and embedded within an organization's broader architecture. This facilitates seamless integration with existing systems and enhances operational flexibility.
• Workflow Management: Features a powerful, configurable, and embedded workflow and document management engine that supports business processes throughout the organization. This ensures consistency, efficiency, and auditability in operations.
• Consolidated Financial Products: Integrates financial products, general ledger, CRM, and workflow into a unified platform. This reduces the number of systems and suppliers required, while allowing for flexibility and growth where needed.
• Customer Onboarding: Supports deposit customers through a low-touch model across various channels, including web and mobile, with integrated identity verification via Aurius’ workflow module. Lending customers are onboarded through a flexible underwriting process, enhancing the customer experience.
• ASP Delivery in the Cloud: Deployed through SBS's managed cloud infrastructure, Aurius brings enhanced scalability and reliability to the platform, removing the operational burden from the organization. The SaaS model enables a low cost of entry and provides for organizational growth.
• Process Definition and Monitoring: Allows organizations to define, control, and monitor processes through the workflow module. Processes can include automated communication points with customers via post, email, or text message, enabling streamlined business activities and auditability.