ArcusFi is a financial infrastructure platform that enables businesses to connect to Mexico’s real‑time payment system. It provides programmatic access to instant bank transfers, allowing companies to send and receive funds between bank accounts without delays. The platform focuses on simplifying payment operations by offering generated interbank account identifiers that can be used to receive payments from any participating financial institution. This removes the need for manual reconciliation and reduces dependency on legacy batch‑based payment processes. ArcusFi is designed for companies that require fast, reliable, and scalable payment capabilities. It supports use cases where real‑time settlement, operational efficiency, and improved cash flow visibility are critical.

Key Features

Real‑Time Payments

Enables instant money transfers.

• Immediate fund availability
• No batch or delayed settlement

Access to National Payment Rail

Direct integration with Mexico’s real‑time system.

• Send and receive interbank transfers
• Operates across participating banks

Interbank Account Generation

Creates unique receiving accounts.

• Facilitates automated collections
• Simplifies reconciliation processes

API‑Driven Integration

Designed for system connectivity.

• Programmatic payment initiation
• Suitable for backend financial workflows

Secure Transaction Handling

Built for financial operations.

• Controlled payment execution
• Designed for regulated environments

Scalable Payment Infrastructure

Supports growing transaction volumes.

• Suitable for high‑frequency payments
• Consistent performance under load

Benefits

Improves Cash Flow

Funds settle immediately.

• Faster access to received payments
• Reduced settlement delays

Reduces Operational Complexity

Streamlines payment handling.

• Automated payment reception
• Less manual reconciliation effort

Enhances Payment Reliability

Uses established national infrastructure.

• Lower risk of failed transfers
• Predictable transaction behavior

Supports Business Automation

Integrates into existing systems.

• API‑based workflows
• Compatible with modern financial stacks

Enables Better Customer Experience

Faster payment confirmation.

• Instant transfer acknowledgment
• Improved transaction transparency