The Apiture Digital Banking Platform provides comprehensive, modern, and fully featured digital banking solutions tailored for community banks and credit unions. It aims to help these institutions differentiate themselves by offering advanced online and mobile experiences for both retail account holders and businesses. The platform is built on a secure and reliable AWS cloud infrastructure, boasting high uptime and 24/7 system monitoring. It fosters innovation through a flexible, core-agnostic design with over 40 core integrations, and an established network of over 200 fintech partners, allowing institutions to customize their digital offerings. Key solutions include Consumer Banking, Business Banking, Digital Account Opening, API Banking, and Data Intelligence, all designed to enhance customer engagement, streamline operations, and drive growth.

Features & Benefits

• Consumer Banking: Offers a feature-rich online and mobile experience for retail account holders, including financial wellness tools, family banking, money movement, fraud prevention, data intelligence, digital customer support, and digital account opening.
• Business Banking: Provides intuitive digital solutions for businesses of all sizes, featuring business insights and reporting, payments and transfers, fraud prevention and security, data intelligence, digital account opening, and digital customer support.
• Digital Account Opening: A comprehensive solution designed to drive deposits online, supporting both consumer and business account opening processes.
• API Banking: Offers APIs and embeddable components to facilitate the creation of unique banking experiences, including embedded banking and fintech connectors, supported by a developer portal.
• Data Intelligence: A multi-tiered toolset designed to generate insights and support marketing efforts, with components like Data Direct, Data Engage, and Data Portal.
• Secure and Reliable Infrastructure: Hosted on AWS cloud, ensuring high security, reliability, and 99.998% uptime, with 24/7 system monitoring.
• Extensive Fintech Partnerships: Integrates with over 200 best-of-breed fintech partners, providing flexibility and choice for creating customized digital experiences.
• Core Agnostic Design: Supports over 40 core integrations, ensuring easy transition and minimal disruption when changing core providers.