The Apiture Consumer Banking solution offers flexible and innovative online and mobile banking capabilities designed for retail account holders. It aims to differentiate financial institutions by providing a fully featured experience through hundreds of pre-built integrations with leading fintech providers and over 40 core banking integrations. The platform features brandable, intuitive interfaces for web and mobile, built on Amazon Web Services (AWS) for high uptime, security, and reliability. Key features include Financial Wellness tools like spending insights and credit score monitoring, Family Banking for financial literacy, comprehensive Money Movement options (bill pay, P2P, real-time payments, wires, transfers), real-time Fraud Prevention, Data Intelligence for customer insights and marketing, Digital Customer Support with various communication channels, and Digital Account Opening for seamless new account creation (checking, savings, CDs).

Features & Benefits

• Financial Wellness: Empowers account holders with tools for money management, spending insights, and credit score monitoring.
• Family Banking: A financial literacy tool for children and parents, enabling fund allocation, allowance management, and oversight.
• Money Movement: Offers a wide array of options including bill pay, P2P, real-time payments, wires, and various transfer types.
• Fraud Prevention: Provides real-time detection and response to fraudulent scenarios, analyzing transactions proactively.
• Data Intelligence: Leverages analytics and marketing tools to understand account holders, cross-sell products, and build loyalty.
• Digital Customer Support: Integrates screen sharing, video, chat, voice, and text for in-application, real-time support.
• Digital Account Opening: Facilitates a quick and seamless online process for opening new checking, savings, money market, or CD accounts.