AllCloud’s Co-Lending Platform empowers lenders to collaborate with multiple partners and deliver better credit options to borrowers. Designed for transparency and efficiency, it orchestrates co-loan origination, servicing, and collections on a single robust platform. The system ensures seamless data transfer, real-time tracking, and automated repayment management across co-lending models, enabling lenders to maintain compliance and control while scaling partnerships.

Features

Work with Multiple Partners

Co-lending as a strategy works best with more options. Work with more partners and Co-design Credits products to ACE policies for more opportunities. Define arrangements, tasks and revenue split.

Decision engine

Automate decisions with Score cards and BRE to select the apt Loan Products and best deal with Co-lenders. Our Decision engine optimizes the Loan process between Co-lenders for faster approvals and closures.

Co-Lending MIS Dashboard

Gain clear visibility into loan statuses, disbursements, collections, and defaults—ensuring data-driven decisions and efficient co-lending operations.

Split Revenue / Risks

Account-wise view record of every Co-Loan giving details of Collections, Payments and Interest Splits all in a single Overview. Micromanage each Account and consolidate in MIS and reports. Escrow Payments and Collections Route all transactions with Escrow accounts for Disbursement and collections by integrating with Bank accounts and getting an immediate call back for transaction updates.