nCore 365 – Agent Banking Solution

nCore 365 is the Agent Banking Solution developed by LEADS Corporation Limited. It enables banks to extend their services through authorized agents who operate outside traditional branches. These agents conduct banking transactions on behalf of the bank, promoting financial inclusion and expanding reach to underserved communities. The platform ensures secure, scalable, and compliant operations across decentralized networks.

Features

• Platform-independent architecture
• Robust security with OTP, two-factor authentication, and biometric support
• Scalable infrastructure for growing agent networks
• Real-time transaction processing
• Agent onboarding and management tools
• Customer KYC and profile management
• Integration with core banking and AML systems
• Digital receipt and notification system

Capabilities

• Enables banking services through non-bank agents under formal agreements
• Supports secure and compliant financial transactions in remote areas
• Facilitates customer onboarding and account servicing
• Maintains centralized control and monitoring of agent activities
• Adapts to various banking models including retail, SME, and microfinance
• Provides real-time data synchronization with central banking systems
• Ensures regulatory compliance and audit readiness

Benefits

• Expands banking access to rural and underserved populations
• Reduces infrastructure costs compared to traditional branches
• Enhances customer convenience and service availability
• Strengthens financial inclusion initiatives
• Improves operational efficiency and scalability
• Boosts brand presence and customer engagement in new markets
• Supports strategic growth with minimal overhead