Acorns is a personal finance platform designed to make saving and investing accessible to everyone. It allows users to invest spare change from everyday purchases through its Round-Ups® feature, automatically investing the difference into diversified portfolios. The app also facilitates automated investments from paychecks and offers an Individual Retirement Account (IRA) for long-term savings. Additionally, Acorns provides banking services with a debit card that invests spare change in real-time and offers a specialized app and debit card for children to learn about money management. The platform aims to harness the power of compounding and expert-built investment strategies to help users grow their wealth over time, with accounts protected by SIPC.

Features & Benefits

• Automated Investing: Invests spare change from purchases (Round-Ups®) and automatically from paychecks.
• Diversified Portfolios: Offers expert-built portfolios using ETFs from leading investment firms like Vanguard and BlackRock.
• Retirement Savings (Acorns Later): Provides easy-to-use IRAs with potential tax advantages for long-term wealth building.
• Children's Financial Education (Acorns Early): A smart money app and debit card for kids to learn earning, saving, and spending.
• Smart Banking: Offers checking and savings accounts with a debit card that invests spare change in real-time.
• Bitcoin Investment Option: Allows allocation of a portion of the portfolio to a Bitcoin-linked ETF.