Overview

ACI Worldwide's Payments Hub is a comprehensive, real-time payments solution designed to enable banks, processors, and businesses to connect with various global payment schemes. It facilitates the management and orchestration of digital payments, ensuring secure and efficient transactions. The platform supports payment origination, processing, clearing, settlement, and fraud detection while enabling seamless integration with other financial systems. With flexible deployment options—including SaaS, hybrid, or on-premises models—it empowers organizations to meet the increasing demand for real-time, 24/7 payment services, including capabilities like Request to Pay (RtP) and person-to-person (P2P) payments.

Features and Capabilities

• Real-Time Payment Processing: Connect with global schemes like FedNow, Zelle, and Faster Payments.
• Digital Overlay Services: Enable functions like liquidity management, ERP integration, and accounts payable.
• Fraud Detection: Integrated fraud prevention tools for real-time payment ecosystems.
• Scalable Infrastructure: Supports high transaction volumes with fault-tolerant design.
• Flexible Deployment: Offers SaaS, hybrid, or licensed on-premises/cloud options.
• Integration Capabilities: Seamlessly integrates into banking systems for unified customer views.
• Payment Methods Support: Covers QR payments, P2P, recurring payments, and batch processing.
• Global Bill Payments: Streamlines bill payments with user-friendly self-service portals.
• Enhanced Customer Experience: Provides secure, contactless, and real-time payment options.
• Comprehensive Monitoring: Real-time analytics and visibility into payment transaction flows.