Overview

ACI PayAfter is a Buy Now, Pay Later (BNPL) solution that helps businesses offer flexible payment options to their customers by integrating with over 70 BNPL lenders through a single platform. This offering simplifies the consumer credit application process, improving approval rates and driving higher conversion rates. With access to a broad network of BNPL providers, businesses can attract a wider range of consumers, including those who are unbanked or underbanked, while providing a convenient, seamless experience for users. ACI PayAfter also streamlines credit approvals, with the potential to increase credit approval rates up to 85%, ultimately boosting revenue and customer satisfaction.

Features and Capabilities

• Flexible Payment Terms: Allows customers to split payments into installments, improving affordability.
• Seamless Integration: Integrates easily with existing e-commerce platforms and POS systems.
• Global Coverage: Connects with a wide range of global and local payment methods and acquirers.
• Frictionless Checkout: Supports fast, one-click payment options for enhanced user experience.
• Risk Management: Utilizes advanced fraud prevention tools to minimize financial risks.
• Compliance Ready: Ensures compliance with local and international payment regulations.
• Customization: Customizable checkout pages and payment options tailored to different business models.
• Real-Time Decisioning: Provides real-time fraud detection and payment authorization for better decision-making.
• Advanced Analytics: Offers in-depth transaction analytics to optimize payment performance and customer insights.
• Customer Engagement: Drives customer satisfaction by providing more payment choices, reducing cart abandonment.
• Cost Efficiency: Helps lower operational costs by optimizing payment workflows and reducing chargebacks.
• Multi-Channel Support: Facilitates payments across various channels, including in-store, online, and mobile platforms​