Overview

ACI Fraud Management for Merchants offers a robust, real-time solution to protect payment ecosystems against fraud and minimize risks for e-commerce and omnichannel retailers. It integrates machine learning, advanced analytics, and global fraud intelligence to deliver dynamic protection and optimization of payment processing. By leveraging these capabilities, the solution helps merchants balance fraud prevention with maximizing legitimate transactions, enhancing customer experience, and reducing operational costs. It supports compliance with regulatory requirements and facilitates seamless integration with various payment systems, making it a vital tool for merchants in a rapidly evolving payment landscape.

Features and Capabilities

• Real-Time Fraud Detection: Uses machine learning models to identify and prevent fraudulent transactions instantly.
• Global Fraud Intelligence Network: Leverages insights from a worldwide database for adaptive fraud prevention.
• Advanced Analytics: Provides actionable insights for fraud trends, chargebacks, and compliance risks.
• Customizable Risk Rules: Allows merchants to tailor fraud prevention strategies to specific business needs.
• Omnichannel Fraud Prevention: Protects transactions across online, in-store, and mobile payment channels.
• Seamless Integration: Works with various payment systems and platforms for smooth implementation.
• Scalable Architecture: Supports businesses of all sizes, adapting to growing transaction volumes.
• Chargeback Mitigation: Minimizes losses by addressing chargebacks before they escalate.
• Regulatory Compliance Support: Ensures adherence to industry standards like PCI DSS and SCA.
• Behavioral Analysis: Monitors customer activity to identify abnormal patterns and prevent account takeovers.