Overview

ACI Worldwide offers an advanced Anti-Money Laundering (AML) solution that helps financial institutions and businesses protect themselves against money laundering risks. Designed to provide real-time monitoring, detection, and reporting capabilities, ACI’s AML solution utilizes AI-driven analytics to identify suspicious activities and ensure compliance with regulatory standards. It supports seamless integration with existing payment systems, enabling organizations to safeguard their operations against financial crime while enhancing operational efficiency.

Features and Capabilities

• Real-Time Transaction Monitoring: Monitors transactions in real time to detect suspicious activities.
• AI-Powered Detection: Uses artificial intelligence and machine learning for predictive modeling and accurate detection of complex patterns.
• Regulatory Compliance: Helps ensure compliance with global regulatory standards, including FATF, AMLD, and KYC regulations.
• Suspicious Activity Reporting: Automated generation of reports for regulatory authorities based on detected activities.
• Risk-Based Approach: Focuses on high-risk transactions and entities to minimize false positives.
• Case Management: Provides tools to manage investigations and track resolutions efficiently.
• Cross-Channel Detection: Identifies risks across multiple payment channels, including card, ACH, and real-time payments.
• Transaction Profiling: Builds detailed profiles for users to help identify unusual behaviors.
• Seamless Integration: Easily integrates with existing systems like payment platforms and databases for centralized monitoring.
• Customizable Alerts: Configurable alert thresholds to match specific organizational requirements and risk profiles.
• Data-Driven Insights: Delivers actionable insights from collected data to enhance decision-making and fraud prevention strategies.