AccessPay is a cloud-native SaaS platform that automates and centralises payment processing, collections, and bank statement retrieval for businesses. It connects corporate back-office systems to banks and payment schemes, enabling secure, efficient, and compliant finance and treasury operations. The platform is file-agnostic, supports multiple payment types and formats, and provides real-time cash visibility and fraud prevention tools. Designed for scalability, AccessPay eliminates manual banking processes, reduces operational risk, and enhances financial workflow efficiency for organisations of all sizes.

Key Features

Automated Payments & Collections Automate payment runs and collections from any ERP or finance application.

• Supports all major payment types (BACS, Faster Payments, CHAPS, SWIFT, SEPA).
• File-agnostic: accepts CSV, XLS, XML, PAIN, and more.
• Centralises payment controls and approval workflows.

Bank Data Transformation & Integration Seamlessly connect back-office systems with any bank.

• Transforms and validates payment files for bank compatibility.
• Ensures ISO 20022 readiness and compliance.
• Direct ERP-bank connections for automated statement feeds.

Fraud & Error Prevention Suite Mitigate financial risk with embedded controls.

• Account Name Verification, payment screening, and sanctions checks.
• Configurable approval rules, dual approval, and audit trails.

Real-Time Cash Visibility & Reporting Gain instant insight into cash positions across banks and currencies.

• Consolidated dashboards for cash management and reconciliation.
• Automated bank statement retrieval and auto-reconciliation.

Secure Cloud-Native Platform Enterprise-grade security and compliance.

• Multi-factor authentication, encryption, and user access controls.
• No per-transaction fees; fixed annual subscription model.

Benefits

Efficiency & Cost Reduction Streamline finance operations and reduce manual workload.

• Automates up to 95% of reconciliation tasks and payment processes.
• Reduces time spent processing payments by up to 30%.

Risk Mitigation & Compliance Enhance security and reduce exposure to fraud and errors.

• Embedded controls and validation prevent erroneous or fraudulent transactions.
• Ensures audit readiness and regulatory compliance.

Scalability & Flexibility Supports business growth and adapts to changing needs.

• Integrates with any bank, ERP, or payment rail globally.
• Scales with business size and transaction volume, without extra fees.