Make online payment processing easy

Running a small business is easier with online payments.

• **Protect payments against fraud: **Safely accept credit card, debit card, and direct debit payments using trusted payment processing services.
• **Give customers more ways to pay: **Your business looks professional when you accept invoice payments online from leading payment services.
• **Speed up invoice payments: **A pay now button appears on your online invoices once you sign up to online payments.

Features

• **Start accepting online payments in minutes: **It’s easy to set up online payments in Xero. - Connect a payment service to online invoices in Xero for free - No subscription costs - Only pay a transaction fee when customers pay online, then choose to pass on some or all of the fee to them
• **Give customers easy ways to pay: **Give your customers a choice of payment methods. By adding online payment options to Xero invoices, your business can accept payments by card, direct debit, and more. - Accept online payments by credit and debit cards, digital wallets and Klarna using Stripe (may vary by region) - Accept payments by direct debit with GoCardless (may vary by region) - Other payment processing options are available
• **Add click-to-pay to online invoices: **Boost the image of your business with professional looking invoices that offer secure online payment options. - Set up and personalise invoice templates with your logo, a custom message, and a pay now button - Let customers click to pay straight from the invoice, reducing the steps to pay, the likelihood of mistakes, and time spent chasing payments - Send professional, friendly reminders to customers for upcoming or overdue invoices
• **Accept payments while staying protected from fraud: **Xero online invoices and online payments give you more protection from fraud. - Payment services that connect to Xero have robust security protections and strong encryption - Unlike PDFs, online invoices are hard to tamper with - Xero protects your data with multiple layers of security