A-PLUS

Balance savings and service when you choose from customizable loss history solutions at point of quote to optimize costs without compromising the customer experience.

Understanding claims history is crucial to accurate initial quoting

Despite the critical need, cost pressures lead many insurers to delay ordering loss history data until just before bind. Up to 60% of initial auto quotes change pre-bind, and 70% of homeowners policies have no past claims.

Information you need, efficiently and on time

Flexible A-PLUS™ loss history solutions can help you with:

Data-forward quoting

Deliver more accurate initial quotes, prevent surprise changes at bind, and create a seamless buying journey for valued policyholders.

Underwriting and rating

Get a clearer picture of past claims to help guide critical underwriting and rating decisions.

Resource optimization

Unlock savings by prioritizing loss history data: Determine which applicants need full pre-bind reports with our indicator.

Customize A-PLUS to work for you

Full reports: Access up to 7 years of data on losses and claim types. Regulated by the FCRA. Claims Activity Profiler (CAP): Decide when to order full reports at point of quote with this indicator of claims activity. Non-FCRA regulated. Claims Activity Profiler (CAP) with Claims: Use both the reports and CAP to unlock the full potential of A-PLUS.  A-PLUS Auto Enhanced with Public Records: Bridge the 5.3% crash gap in loss history reports with 300M+ crash records.

Loss history options help insurers compete

A-PLUS empowers agents and underwriters with applicant claims data for precise pricing and insurability decisions. Our proprietary algorithm ensures comprehensive claim capture—only names and addresses are mandatory, all other fields are optional.

Optimize expenses with our loss history solutions

A-PLUS Property

Minimize uprating after initial home quotes, improve customer experience, and win and retain more business.

A-PLUS Auto

Unlock savings and gain a competitive advantage by bringing claims data forward in your auto quoting workflow.

A-PLUS Neighborhood Claims

Improve underwriting and rating by identifying claim events that may have affected a residence but were never claimed by the owners.