Overview

Ravelin 3D Secure Server & SDKs is a cloud-based authentication suite designed to enable merchants and payment service providers (PSPs) to perform EMVCo-certified 3D Secure (3DS) authentication. It helps reduce fraud, enhance payment security, and improve checkout conversion by providing server-side 3DS processing along with mobile (iOS/Android) SDKs and analytics tools. The platform supports all major card schemes and multiple 3DS protocol versions, and offers features like exemption optimization, detailed reporting, and issuer intelligence to maximize authentication success and acceptance outcomes.

Features and Capabilities

• Certified 3D Secure Server: Fully EMVCo-certified for major card scheme 3DS versions, enabling compliant and secure authentication.
• PSP & Merchant Support: Built for both PSPs and merchants, providing full control over authentication flows and conversion optimization.
• SDK Integration: iOS and Android SDKs enable seamless embedding of 3DS flows into mobile applications.
• Fraud & Authentication Analytics: Dashboards and reporting deliver insights into transaction performance, issuer behavior, and exemption usage.
• Exemption Optimization: Uses enriched transaction data to maximize authentication exemptions for low-risk transactions.
• Authorization Strategy Testing: Supports routing and testing of different authorization paths to improve approval rates.
• Issuer Intelligence: Offers detailed insights into issuer behavior, exemption history, and preferred protocol versions.
• End-to-End Support: Includes implementation assistance, compliance guidance, and continuous product updates.
• Global Card Scheme Coverage: Supports Visa Secure, Mastercard Identity Check, American Express SafeKey, JCB J/Secure, UnionPay 3-D Secure, and others.